01 / ENTREPRENEURSHIP
Build your business
Take an idea from plan to progress.
OPPORTUNITY STARTS HERE
Turn your ambition into action.
Whether you’re growing a business, building a digital future or investing in agriculture, explore the facilities and prepare your next step.
01—05Loan facilities
& special support
& special support
02 / INNOVATION
Grow new ideas
Back skills, technology and enterprise.
03 / AGRICULTURE
Invest in the land
Support productive agricultural activity.
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New Applicant Registration
Enter your details to begin a loan application under PMYB&ALS
Enter your 13-digit CNIC number.
Tier 5 is a separate targeted facility, not a business-loan amount band: it covers laptop financing up to Rs. 450,000 or support for prospective overseas workers up to Rs. 1 million.
ⓘ Please ensure all information is correct before proceeding. Incomplete or incorrect information may affect application processing.
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Online Loan Application
Complete each section carefully. This prototype does not transmit or save your information.
1. Personal
2. Business
3. Documents
4. Review
Applicant personal information
Use your own correct details. Do not enter real personal information into this demonstration page.
Business and financing details
Supporting documents
This is a local interface demonstration. Selecting a file only displays its name; nothing is uploaded.
Upload CNIC front
No file selected
Upload CNIC back
No file selected
Upload business plan
No file selected
Upload optional document
No file selected
Only upload documents through the verified official portal when you are ready to submit a real application.
Review your application
Check the details below before completing this local demo.
Loan Details
Updated scheme summary, including Tier 4 business financing and Tier 5's separate interest-free laptop / prospective overseas worker facilities. Confirm current application routes with the official programme before applying.
Tier 1Up to 500KIndicative markup: 0%
Tier 2Up to 1.5MIndicative markup: 5%
Tier 3Up to 7.5MIndicative markup: 7%
Tier 4 · NewUp to 25M8% markup · up to 8 years
Tier 5 · Special facilityUp to 1M0% markup · laptops up to 450K; prospective overseas workers up to 1M
What financing may support
- Starting a new eligible business
- Expanding an existing eligible business
- Eligible agriculture and livestock activities
- Equipment, setup, inventory and working capital, subject to scheme rules
Eligibility Criteria
Eligibility rules can change; verify the latest conditions before applying.
- Applicant should hold a valid Pakistani CNIC.
- Age limits and any sector-specific exceptions must be checked in the current scheme rules.
- Applicant should have a viable business or agriculture proposal.
- Applicants must provide truthful personal, financial and business information.
- Final approval is subject to the participating bank's assessment and scheme requirements.
This concept page is not an eligibility decision or a guarantee of loan approval.
Application Guidelines
A practical checklist to prepare before visiting the official application portal.
- Keep your CNIC information available and accurate.
- Prepare a concise business plan with costs, customers and expected revenue.
- Estimate the amount required and explain how it will be used.
- Prepare supporting documents in clear, readable formats.
- Review every field before submitting on the official website.
- Save any official application reference number and follow status updates through the portal.
Frequently asked questions
Does this demo submit a real loan application?
No. It is a standalone front-end prototype. It has no connection to government or bank systems.
Can I upload documents here?
You can select files to preview their names, but the files are not uploaded or stored by this page.
Where should I apply for real financing?
Use the official PMYB&ALS website and verify the domain before entering personal information.
Contact & Support
Use the official portal's current help and support channels for application-specific questions.
Official portalPMYB&ALSpmybals.pmyp.gov.pk
Before contacting supportPrepare detailsApplication reference, if available
Security reminderProtect your CNICNever share OTPs or passwords